Financial materials for the Savings Banks Group
The Savings Banks Group, Central Bank of Savings Banks Finland Plc and the Sp Mortgage Bank Plc publish annually the financial statements and an annual report as well as a semiannual report.
Financial reporting process and calendar
The cooperative’s accounting period is the calendar year. Every year, the Savings Banks Group publishes one semiannual report and an annual report and financial statements covering the whole year in Finnish, Swedish and English.
2021
16.03.2022 Savings Banks Group's Board of Directors' Report and Consolidated IFRS Financial Statements 2021
16.03.2022 Savings Banks Amalgamation's Pillar III Disclosure Report 2021
16.02.2022 Savings Banks Group's Release of financial statement 2021
13.08.2021 Savings Banks amalgamation`s Pillar III Disclosure Report June 2021
13.08.2021 Savings Banks Group's Half-year Report 1 January-30 June 2021
2020
16.03.2021 Savings Banks Group`s Board of Directors' Report and Consolidated IFRS Financial Statements 2020
16.03.2021 Savings Banks amalgamation`s Pillar III Disclosure Report 2020
16.02.2021 Savings Banks Group's Release of financial statement 2020
14.08.2020 Savings Banks Group's Half-year Report 1 January-30 June 2020
2019
11.03.2019 Savings Banks Group`s Board of Directors' Report and Consolidated IFRS Financial Statements 2019
11.03.2019 Savings Banks amalgamation`s Pillar III Disclosure Report 2019
14.02.2020 Savings Banks Group's Release of financial statement 2019
15.08.2019 Savings Banks Group's Half-year Report 1 January-30 June 2019
15.08.2019 Savings Banks amalgamation`s Pillar III Disclosure Report 2018
2018
15.03.2019 Savings Banks Group`s Board of Directors' Report and Consolidated IFRS Financial Statements 2018
15.03.2019 Savings Banks amalgamation`s Pillar III Disclosure Report 2018
15.02.2019 Savings Banks Group's Release of financial statement 2018
15.08.2018 Savings Banks Group's Half-year Report 1 January-30 June 2018
2017
15.03.2018 Savings Banks Group`s Board of Directors' Report and Consolidated IFRS Financial Statements 2017
15.02.2018 Savings Banks Group's Release of financial statement 2017
14.08.2017 Savings Banks Group's Half-year Report 1 January - 30 June 2017
2016
19.02.2016 Savings Banks Group's Board of Directors' Report and Consolidated IFRS Financial Statements 2016
17.02.2017 Savings Banks Group's Release of financial statement 1 January-31 December 2016
15.08.2016 Savings Banks Group's Half-year Report 1 January - 30 June 2016
2021
10.03.2022 Sp Keskuspankki toimintakertomus ja tilinpäätös 2021 (xhtml)
16.02.2022 Central Bank of Savings Banks Finland Plc’s Auditor’s Report 2021
16.02.2022 Central Banks of Savings Banks Finland Plc's financial statement 2021
13.08.2021 Central Bank of Savings Bank Finland Plc's half-year report 1 January - 30 June 2021
2020
16.02.2021 Central Bank of Savings Banks Finland Plc’s Auditor’s Report 2020
16.02.2021 Central Banks of Savings Banks Finland Plc's financial statement 2020
14.08.2020 Central Bank of Savings Bank Finland Plc's half-year report 1 January - 30 June 2020
2019
14.02.2020 Central Bank of Savings Banks Finland Plc’s Auditor’s Report 2019
14.02.2020 Central Banks of Savings Banks Finland Plc's financial statement 2019
15.08.2019 Central Bank of Savings Bank Finland Plc's half-year report 1 January - 30 June 2019
2018
15.02.2019 Central Bank of Savings Banks Finland Plc’s Auditor’s Report 2018
15.02.2019 Central Banks of Savings Banks Finland Plc's financial statement 2018
15.08.2018 Central Bank of Savings Bank Finland Plc's half-year report 1 January - 30 June 2018
2017
15.02.2018 Central Bank of Savings Banks Finland Plc’s Auditor’s Report 2017
15.02.2018 Central Banks of Savings Banks Finland Plc's financial statement 2017
14.08.2017 Central Bank of Savings Banks half-year report 1.1.-30.6.2017
2016
19.02.2016 Central Bank of Savings Banks Finland Plc's financial statements 2016
19.02.2016 Central Bank of Savings Banks Finland Plc's auditor’s report 2016
15.08.2016 Central Bank of Savings Banks Finland Plc's half-year Report 1 January–30 June 2016
2015
19.02.2016 Central Bank of Savings Banks Finland Plc’s Auditor’s Report 2015
19.02.2016 Central Bank of Savings Banks Finland Plc’s Board of Directors' Report and IFRS Financial Statements 2015
28.08.2015 Central Bank of Savings Banks Finland Plc’s Interim Report 1 January - 30 June 2015
2014
27.02.2015 Central Bank of Savings Banks Finland Plc’s Auditor’s Report 2014
27.02.2015 Central Bank of Saving Banks Finland Plc's board of Directors’ Report 2014
2021
10.03.2022 Sp Keskuspankki toimintakertomus ja tilinpäätös 2021 (xhtml)
16.02.2022 Sp Mortgage Sp Bank Plc’s Board of Directors Report and IFRS Financial Statements 2021
13.08.2021 Sp Mortgage Bank Plc's Half-year Report 1 January - 30 June 2021
2020
16.02.2021 Sp Mortgage Sp Bank Plc’s Board of Directors Report and IFRS Financial Statements 2020
14.08.2020 Sp Mortgage Bank Plc's Half-year Report 1 January - 30 June 2020
2019
14.02.2020 Sp Mortgage Sp Bank Plc’s Board of Directors Report and IFRS Financial Statements 2019
15.08.2019 Sp Mortgage Bank Plc's Half-year Report 1 January - 30 June 2019
2018
15.02.2019 Sp Mortgage Sp Bank Plc’s Board of Directors Report and IFRS Financial Statements 2018
15.08.2018 Sp Mortgage Bank Plc's Half-year Report 1 January - 30 June 2018
2017
15.02.2018 Sp Mortgage Sp Bank Plc’s Board of Directors Report and IFRS Financial Statements 2017
14.08.2017 Sp Mortgage Bank Plc's Half-year Report 1 January - 30 June 2017
2016
17.02.2017 Sp Mortgage Bank Plc's Board of Directors' Report and IFRS Financial Statements 2016
15.08.2016 Sp Mortgage Bank Plc's Half- year Report 1 January-30 June 2016
The Savings Banks Group publishes the financial materials in Finnish, Swedish and English. The Central Bank of Savings Banks Finland Plc and the Sp Mortgage Bank Plc publish the financial materials in Finnish and Swedish.
The Savings Banks’ Union Coop steers the operations of the Savings Banks Group and is the central institution responsible for the internal control framework. According to the Amalgamation Act, The Savings Banks Amalgamation’s Central Institution the Savings Banks' Union Coop is obligated to prepare consolidated financial statements for the Savings Banks Group. The Savings Banks' Union Coop’s Board of Directors is responsible for preparing the financial statements. The financial statements are prepared for the financial group formed by the Savings Banks Group. The accounting period is the calendar year.
Savings Banks' Union Coop’s registered office is in Helsinki and its registered address is Teollisuuskatu 33, 00510 Helsinki. Copies of the Savings Banks Group’s financial reports are available below or in the Savings Banks' Union Coop’s office at Teollisuuskatu 33, 00510 Helsinki.
The Savings Banks Group’s financial statements have been prepared in accordance with the International Financial Reporting Standards (IFRS) as adopted by the EU. In accordance with the principles of the Act on the Amalgamation of Deposit Banks and the IAS 8 standard concerning accounting policies, adjustments and errors in accounting estimates, the Board of the Savings Banks’ Union Coop confirms any accounting policy for which no guidance is available in the IFRSs. The basis of preparation of the Savings Banks Group financial statements are published as part of the financial statements.